Morgan D. Hill

CEO and founder

Following his passion for wealth preservation and desire to help others future-proof their assets against the ebbs and tides of market fluctuations, Morgan D. Hill entered the financial services industry to disrupt the status quo with his proprietary wealth preservation system he calls The Four Pillars of Retirement ™.

Long ago, Morgan recognized that individuals often receive inconsistent or incomplete information when preparing for retirement. As the CEO and founder of Hill & Hill Financial, LLC, Morgan ensures all our clients receive complete conversations so they can feel confident in the future strength of their investments. Morgan can tackle your most difficult issues and removes complexity so you can make better informed decisions.

Morgan identifies solutions that can help maximize retirement income, manage risk, and create successful estate planning solutions while minimizing the creation of taxable events.   Morgan’s signature planning process has proven itself over the years and can be found within the pages of his popular book, "Building a Better Retirement."

Morgan brings comprehensive and knowledgeable expertise as a Certified Trust and Estate Specialist, Certified Tax Specialist. He is able to provide full-services solutions utilizing a dynamic range of financial tools through his life and health license along with FINRA Series 6, 22, and State 62, 63 and 65 securities licenses. is a graduate of Oklahoma State University.

Holly S. Hill 

CFO

Holly S. Hill is a seasoned professional in the area of business management and administration. As the CFO of Hill & Hill Financial, LLC, Holly has spent many years managing the day-to-day operations, building her team, and managing HR, Finance, and Marketing. Her main objective is to ensure that all interactions at Hill & Hill Financial, LLC, are provided with professionalism, urgency and kindness.

Holly is a graduate of Georgia State University. Together with her husband and business partner, Morgan D. Hill, they work to guide clients to and through retirement successfully. Holly enjoys hiking, traveling and spending time with loved ones.

Rachel J. Baker

chief operations officer 

Rachel J. Baker is a fiduciary advisor and holds a life and health insurance license, as well as a Series 6 and Series 65. She works closely with Morgan Hill developing income plans, processing alternative investments, and managed money investments. Recognizing the critical importance of financial planning, Rachel takes great pride in helping clients live the retirement they’ve dreamed of.
 
 Rachel is a graduate of Seton Hall University and a recipient of the prestigious Horatio Alger National Scholarship. Her passion for helping others also fuels her participation in a number of organizations. When not working, she enjoys traveling, reading, interior design, and cooking and eating great food with her husband Gary Baker and their three children.

Tara Small

Director of Insurance Services

As Director of Insurance Services, Tara Small possesses years of specialized knowledge in many areas of insurance services. She is known as a results oriented team member and problem solver for our clients whether they need general account services, RMD requests from their insurance policies, partial withdrawals or beneficiary updates.

Tara holds a life and health insurance license and earned her degree in Economics from Western Washington University. In her free time, Tara is an avid advocate for animal rescues and loves being outside, playing tennis and doing puzzles with her family.

Donna Biddiscombe

director of investment services

As an advisor assistant, Donna Biddiscombe assists clients with applications, portal access, distributions and other client services activities. Donna loves working both with numbers and people and is inspired by Hill & Hill’s desire to serve clients with value and commitment.

She has a B.S. from Clemson University in mechanical engineering. When not at work, she is involved in her church as a middle school youth leader. She and her husband have raised four boys, and she enjoys spending time outdoors hiking, playing tennis or with a good book.

Pat Oare 

office manager 

Pat started her career working for automobile dealerships before moving on to a large Atlanta-based corporation where she completed an impressive 36-year career in office administration and purchasing. After retiring, Pat served as an interpretive guide for a North Georgia historical site and worked part-time at a local church.

Pat enjoyed retirement but missed the satisfaction that comes from contributing to a team environment. Pat now enjoys scheduling client appointments and assisting with operations at the Chattanooga office while still enjoying part time retirement.

When Pat is not working, she enjoys time with her children and grandchildren. She also loves traveling, reading and attending social engagements with her friends, as well as oil painting.

Joyce Cole 

ADMINISTRATIVE ASSISTANT

Before joining Hill & Hill Financial LLC as a semi-retired staff member, Joyce spent much of her career teaching, tutoring and caring for children. She received her degree from Camden County College and studied at Thomas Edison State University. Her patience and care have translated seamlessly to our company by helping with communications, administrative functions and marketing support.

Joyce’s kind spirit and willingness to assist with all aspects of the business makes her a special part of the “behind the scenes” team. Outside of work, Joyce enjoys reading, going for walks, family dinners and volunteering.